Woman gathering important paper work in home office 

Safeguard your finances when disaster strikes

5 tips for financial preparedness

Get organized now so you’re ready to protect your family, your home and your finances should disaster strike your home or your community. The following tips can help you be prepared:

  1. Carry a list of contacts in your wallet.

    Your list may include family members, friends and neighbors; your school or place of worship; health professionals, insurance agents and banking institutions.

  2. Gather vital records.

    Having access to important financial and medical records can make it easier to start the recovery process. But if your safety is at risk, leave them behind — they can be replaced.

    Personal records:
    • Photo IDs
    • Birth certificates and adoption papers
    • Social Security cards
    • Passports
    • Citizenship papers
    • Military service identification
    • Pet ID tags
    Financial documents:
    • Mortgage documents or rental agreements
    • Homeowners, renters and auto insurance policies
    • Financial statements and account numbers
    • Tax records
    Medical information:
    • Health insurance policy information
    • Immunization records
    • List of medications
  3. Check your insurance coverage.

    Review your policy annually to find out how much coverage you need and what your coverage includes. Be sure to ask about flood insurance in your area and learn more about the National Flood Insurance Program.

  4. Save money for an emergency.

    Your rainy day fund can be a lifesaver in a crisis situation. Also keep a small amount of cash in a safe place at home.

  5. Choose direct deposit and online bill pay.

    Switching to direct deposit ensures your funds will be deposited on time even if the mail is delayed. In addition, setting up electronic bill pay can help you avoid late fees on bills.  

At Macatawa Bank, we’re here to help you protect your home and your finances so you can focus on keeping your family safe.

To have quick access to your accounts, learn more about online and mobile banking services.



Talk to a financial advisor

Contact us today to talk to a financial advisor and explore other strategies that can help you get on track for a secure financial future. Call us at (877) 820-2265 or fill out the form at the bottom of the page and we will get back to you within one business day.

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