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My Rewards

Learn more about how you can earn rewards.

The difference is rewarding

It’s hard to imagine that being a true community bank can make us different, but as more banks change names and ownership, we know that staying true to our roots is the smartest thing we can do for our customers and the communities we serve.

UChoose Debit Card Rewards

Use the Card.  Earn Rewards.
Earn 1 reward point for every $2 spent on all signature-based credit transactions4 using your personal Macatawa Bank Rewards Debit Card. Points can be redeemed for thousands of items such as gift cards, merchandise, travel experience, event tickets - even cash! Simply register your card at and we'll do the rest.  Your registration allows you to start earning points, and gains you access to the online redemption center.  

Rewards Plus Checking

Options to waive $10 monthly fee:
  • Maintain a $1,000 daily balance or $5,000 relationship balance2
Perks for everyone:
  • Earns interest
  •   Free money orders & cashier’s checks
  • Free ID Protect Gold3
View our Current Rates.

TERMS & CONDITIONS APPLY.  To learn more, refer to the UChoose Rewards Terms & Conditions at  Valid on personal accounts only. Point values subject to change. 
* UChoose Rewards and the UChoose Rewards Program are not available to Rebound Checking customers.
The terms and account agreement that govern your debit card do not change when you add your Macatawa Bank debit card(s) to a mobile wallet (the Wallet®). The Wallet simply provides another way for you to make purchases with your Macatawa Bank personal, business or Health Savings Account debit card(s). Any applicable interest, fees, and charges that apply to your Macatawa Bank debit card(s) will also apply when you use the Wallet to access your Macatawa Bank debit card(s). Macatawa Bank does not charge you any additional fees for adding your Macatawa Bank debit card(s) to the Wallet or using your Macatawa Bank debit card(s) in the Wallet. The Wallet provider, and other third parties such as wireless companies or data service providers, may charge you fees. Macatawa Bank is not the provider of the Wallet, and we are not responsible for providing the Wallet service to you. We are only responsible for supplying information securely to the Wallet provider to allow usage of the Macatawa Bank debit card(s) in the Wallet. We are not responsible for any failure of the Wallet or the inability to use the Wallet for any transaction. We are not responsible for the performance or non-performance of the Wallet provider, or any other third parties regarding any agreement you enter into with the Wallet provider, or associated third‐party relationships that may impact your use of the Wallet. If you have any questions, disputes, or complaints about the Wallet, contact the Wallet provider using the information given to you by the provider. If your question, dispute, or complaint is about your Macatawa Bank debit card(s), then contact us at: (877)820-2265. 
2 Apple, the Apple logo, iPhone and iPad are trademarks of Apple, inc., registered in the U.S. and other countries.  Apple Pay and Touch ID are trademarks of Apple Inc 611-1524648-COL 03/15.
Google Pay is a trademark of Google LLC. Android, Google Pay, and the Google Logo are trademarks of Google LLC.  
4Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.

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