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Non Profit workers filling boxes with food items

Nonprofit Banking

Helping you further your mission.

Macatawa Bank recognizes the invaluable contributions of our nonprofit organizations to the communities we serve.

As your financial services and community partner, we are committed to helping nonprofit organizations fulfill their mission with products and services that meet the unique needs of your organization.

Use the chart below to compare the nonprofit checking account options available to meet your unique checking and savings needs.
Nonprofit Access Checking Start-up or small organizations with low balance and low monthly volume	Nonprofit Advantage Checking Small to mid-size organizations with low to moderate balances and moderate monthly transaction volume desiring interest option	Nonprofit Analysis Checking Organizations with high monthly transaction volume providing an earnings credit allowance to offset fees	Nonprofit Interest Analysis Checking High monthly transaction volume organizations offering competitive rate of interest	Nonprofit Net Analysis Checking High monthly transaction volume organizations desiring flexible interest and earnings credit options
Opening Requirements $50	Opening Requirements $50	Opening Requirements $50	Opening Requirements $50	Opening Requirements $50
Monthly Service Charge No	Monthly Service Charge Yes	Monthly Service Charge Yes¹	Monthly Service Charge Yes¹	Monthly Service Charge Yes¹
How To Avoid or Reduce Monthly Service Charge N/A	How To Avoid Monthly Service Charge $25,000 average monthly balance requirement per statement cycle. $50 monthly fee if not maintained.	How To Avoid Monthly Service Charge Earnings Credit Allowance Available⁶	How To Avoid Monthly Service Charge N/A	How To Avoid Monthly Service Charge Earnings Credit Allowance Available⁶
Transactions Allowed Per Month 200²	Transactions Allowed Per Month 500²	Transactions Allowed Per Month Unlimited¹	Transactions Allowed Per Month Unlimited¹	Transactions Allowed Per Month Unlimited¹
Earnings Credit Allowance N/A	Earnings Credit Allowance N/A	Earnings Credit Allowance Available	Earnings Credit Allowance N/A	Earnings Credit Allowance Available
Earns Interest N/A	Earns Interest Tiered⁵	Earns Interest N/A	Earns Interest Tiered⁵	Earns Interest Tiered³
Cash Deposits Per Month Complimentary up to $7,000⁴	Cash Deposits Per Month Complimentary up to $20,000⁴	Cash Deposits Per Month $0.0012 per $1	Cash Deposits Per Month $0.0012 per $1	Cash Deposits Per Month $0.0012 per $1
Online Banking, Bill Pay and Mobile Banking⁷ Yes	Online Banking, Bill Pay and Mobile Banking⁷ Yes	Online Banking, Bill Pay and Mobile Banking⁷ Yes	Online Banking, Bill Pay and Mobile Banking⁷ Yes	Online Banking, Bill Pay and Mobile Banking⁷ Yes
Extras Treasury Management Service options eStatements available Business Debit Card Business Credit Card	Extras Treasury Management Service options eStatements available Business Debit Card Business Credit Card	Extras Treasury Management Service options eStatements available Business Debit Card Business Credit Card	Extras Treasury Management Service options eStatements available Business Debit Card Business Credit Card	Extras Treasury Management Service options eStatements available Business Debit Card Business Credit Card

¹Monthly service charge applies. Per item charges will be assessed for each transaction. Visit one of our local branches for additional information.
²Monthly allowable transactions per statement cycle at no charge ($0.40 for each item over monthly transaction allowance). Transactions include: checks paid, items deposited, deposit tickets, ACH credits received, ACH debits received, POS debits.
³Interest for the Nonprofit Net Analysis Checking account is calculated and paid on the net remaining average available balance after service charges are offset by earnings credit.
⁴Excess cash deposits are charged at $0.0012 per $1.
⁵Interest is calculated on the ending daily balance and compounded on the statement cycle.
⁶Earnings credit allowance may offset service charges and fees.
⁷Data charges from mobile carrier may apply.

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