Macatawa and Wintrust Announcement
Business professional man and woman pointing at cyber security lock icon 

Business Safe Banking Tips  

Protect your business from fraud.

Know. Plan. Prevent.

Business fraud schemes and cybercrime is becoming more and more prevalent. It is essential to stay up-to-date with how criminals are trying to take advantage of businesses. Knowing the tactics fraudsters are using helps you build strategies for preventing and recovering from these types of issues. Not all companies have the ability or funds to have an in-house cyber fraud prevention team which is why it is essential to be aware of the potential risks and have a plan to help avoid and recover from them. We have composed a suite of everyday tips and security strategies to help prevent, stop, and recover from some of the major types of business fraud schemes.

Fraud Prevention Services

For more information about the fraud prevention services we offer, connect with one of our local Treasury Management experts by calling (616) 494-1455, (616) 233-3427or visiting our Fraud Prevention Services page.

Fraud Prevention Services

Fraud Prevention Tips

Important everyday fraud prevention strategies to keep your business safe.

Learn more about Business Fraud Protection Tips

Email Compromise

Ways to decrease the risk of being victimized by email scams.

Learn more about Business Email Compromise

Ransomware Tips & Tactics

How your organization can help prevent and recover from a ransomware attacks.

Learn more about Ransomware Tips and Tactics

writing a check
Check Fraud

How your organization can help prevent check fraud.

Learn more about Check Fraud 

Cyber Security

Strategies and tactics to keep your business and bank accounts safe from cyber crime.

Learn more about Business Cyber Security page

Manage your finances from your computer or mobile device.

Enjoy 24x7 access to check your account balances, pay bills, pay people and make transfers from the convenience of your computer or mobile device. 

Real-time account information.
View account balances, transaction history, and check images. 
e-Statements. Access, print or download account statements. 
Transfer funds. Transfer between Macatawa Bank accounts, to make Macatawa Bank payments to loans, or to outside banks.  External Transfers may be delayed. 
Mobile Banking1 Enjoy quick, secure account access from your mobile device. Everything you can do in Online Banking is accessible in Mobile Banking.
Mobile Deposit. Deposit a Check to your Macatawa Bank account by snapping a photo of the front and back of the check. You can see deposits in your transaction history within minutes. You can view your deposit limits in your mobile app. 
Make Payments
Pay People
  • Pay a Friend. Use your debit card to pay a friend in real-time with just their email address or mobile phone number.
  • Customer to Customer. Pay another Macatawa Bank customer by transferring money from your account to theirs. You simply need their account number and last name. Easy.    
Pay Bills
  • Online Bill Pay. Set up one-time or recurring payments to be made from your checking or savings to your payees. 
  • Debit Card Bill Pay. Set up one-time or recurring payments to be made from your debit card.  
  • CardSwap. Easily update card number or expiration date to keep your subscription, streaming and eCommerce payments running smoothly. 
Alerts. Set up balance and transactions alerts to track your spending and keep an eye on potential fraud and errors. 
Export Transactions. Download to QuickenTM, QuickbooksTM, MS OFXTM, Excel or .CSV format. 
Secure Support. Send secure messages to ask about transactions, including attachments. 
 Personal Financial Management Tools 
  • Track and analyze your spending
  • Track your complete financial picture: assets, liabilities and accounts  
  • Display non-Macatawa accounts and transactions in online banking
  • Use smart budgeting and cash flow tools
  • Clean up transaction descriptions
  • Link your Macatawa Bank (Elan) credit card and your accounts at other FI’s

Self-Help Options
  • Change your user ID 
  • Group your accounts – just drag and drop
  • Nickname accounts
  • Smart, natural language search function with filters  
  • Choose from top or side navigation
  • Inquire about or Dispute a transaction
  • Re-order checks
  • Stop payments
  • Swap automatic payments to a new debit card with Card Swap

We're happy to help.

Looking for answers? Need some sound advice? Want to talk over your financial options? Fill out the form below and we'll be in touch.
* = Required field.

Preferred form of contact*