*$1,000 minimum opening deposit per CD and up to a maximum of $250,000 collectively per household or business. Interest rates and APYs (Annual Percentage Yield) are effective as of 1/03/24 and may change daily at Macatawa Bank's discretion. A penalty may be imposed for early withdrawal of principal for Certificates of Deposit.
**Single withdrawal of entire balance allowed without penalty after the first 6 days of funding your CD. Easy Exit CDs will be assessed 7 days interest penalty if withdrawn within the first 6 days of opening.