We will be OPEN on Monday, January 20th. All transactions made on the 20th will be processed the following day.
Business Online Banking
Make informed decisions with timely information.
Our online banking platform provides secure access to your organization’s account information giving you convenient visibility into your banking for monitoring, research and decision making.
- View balances and current and prior day transaction activity
- Export data in various formats for easy reconcilement
- Retrieve images of cleared checks
- Access bank and analysis statements
- Initiate stop payments
- Transfer funds between your accounts
- Access and administer other banking services
- Download our mobile app for more convenience
Make your have-to’s easier
Reduce reconciliation time with our enhanced online account reconciliation services. Access additional reporting such as the Check Reconciliation Summary report which displays an activity summary of newly issued checks, paid checks, and stopped/voided checks as well as the total of outstanding checks as of the reconciliation date.
Streamline your daily cash management process.
Macatawa Bank’s Sweep Services automate funding transfers to streamline your daily cash positioning. These services allow your organization to avoid unnecessary overdrafts, minimize borrowings and make investment decisions more easily.
Line of Credit Sweep1
Our Line of Credit Sweep service evaluates the balance in your designated checking account at the end of each business day against a predetermined target balance. Available funds in excess of your target balance are swept to your enrolled line of credit, reducing your borrowings and lowering your interest payments. If the balance in your designated checking account is below your target balance, an advance is made on your line of credit and the funds are swept to the designated checking account. This allows your organization to fund transactions as they clear your account.
Zero Balance Accounts
Macatawa Bank’s Zero Balance Account (ZBA) service consolidates balances from one or more subsidiary accounts into a single master concentration account at the end of each business day. Zero Balance Accounts can be leveraged to segregate business activity (such as deposits, disbursements, payroll, etc.) into separate accounts without adding manual transfer requirements. With all funds consolidated into a single account, your organization is better positioned to make investment and borrowing decisions – or combine Zero Balance Accounts and our Line of Credit Sweep service to optimize your cash positioning even further. Zero balance transfer activity is easily tracked with detailed monthly account statements or via Business Online Banking.
Ready to talk to an expert about the best tools to help grow your business?
Fill out the form below and we’ll contact you.
We're happy to help.
Looking for answers? Need some sound advice? Want to talk over your financial options? Fill out the form below and we'll be in touch. * = Required field.