Click to learn about recent mortgage scams
 image of a home kitchen that is half real photograph, half illustration

Home Equity Loans

Tap into your home's equity and make things happen.



Let us help you turn the equity in your home into something special.

Popular uses for Home Equity Loans

  • Home repairs
  • Home remodels 
  • Debt consolidation
  • New or used vehicle
  • Vacations
  • Second homes

Rates & terms

Learn more about our rates and terms
Loan terms to fit with your financial picture
No prepayment fees (dependent on product)

Advantages of a Home Equity Loan

  • Enjoy the stability of having fixed monthly payments
  • Benefit from tax deductible interest, depending on your tax bracket*
  • Gain peace of mind by never missing a payment - sign up for automatic payments from your Macatawa Bank checking or savings account

Apply online, over the phone, or in-person

Apply for home equity financing on your terms. With 26 convenient West Michigan branch locations and an easy to use online application, no matter how you want to apply, we are convenient for you. Click here to find the Macatawa Bank location nearest you.

Apply Now for a Home Equity Loan


Apply now

Talk to an expert today. Call us at (877) 820-2265.

Macatawa Bank's primary lending area is West Michigan.  Online applications will be considered received on today’s business day if submitted during the course of the bank’s normal business hours;
  • 9am EST – 5pm EST Monday – Friday, excluding Federal Holidays
  • 9am EST – 12pm EST on Saturdays

Applications received outside of this timeframe, including Federal Holidays and Sundays will be considered received the next business day. 

*Consult your tax advisor.

We're happy to help.

Looking for answers? Need some sound advice? Want to talk over your financial options? Fill out the form below and we'll be in touch.  * = Required field.

* required fields
Preferred form of contact *
What is your preferred method of contact?
Existing customer? *
Are you an currently a customer at Macatawa Bank?