Macatawa and Wintrust Announcement
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Personal Checking

Simple and rewarding account packages.  There's one that's right for you.

Life is complicated enough, your checking account shouldn't be.

We've got three products packed with plenty of perks.


Want perks?  We've got them!

Our checking products come with all of these great benefits:

Have questions?

We would be happy to help you with any questions. Call us at (877) 820-2265 or fill out this form for assistance.

Order checks 

Branch locations 


Rewards Checking

APPLY for a Rewards Checking now, a great non-interest bearing option.

Options to waive $5 monthly fee:
  • $500 daily balance or $2,500 relationship balance1
  • eStatement enrollment3
  • Age 23 or younger (Young Adults) or age 60 or better (Seniors)
Perks for Seniors (age 60+):

Rewards Plus Checking  

APPLY for a Rewards Plus Checking now, earn interest with our most rewarding checking account. Current Rates.

Options to waive $10 monthly fee:
  • Maintain a $1,000 daily balance or $5,000 relationship balance1
Perks for everyone:
  • Earns interest
  • Complimentary money orders & cashier’s checks
  • Complimentary ID Protect Gold4

Premium Plus Checking

APPLY for a Premium Plus Checking by visiting the location nearest youCurrent Rates.

Options to waive $50 monthly service fee:

  • $7,500 daily balance or $50,000 relationship balance1 or Qualified Wealth Management Relationship2 
Perks for everyone:
  • Earns interest
  • Complimentary money orders & cashier’s checks
  • Non Macatawa Bank ATM transactions fees refunded
  • International ATM transactions fees refunded8
  • Incoming domestic wire fees waived
  • Outgoing domestic wires fees waived
  • Complimentary safe deposit box
  • Balance protection transfers fees waived
  • Complimentary ID Protect Platinum4

Have Questions?

Call us at (877) 820-2265

You might also be interested in:

Account Package Perks and Service Charges are subject to change.  Refer to Schedule of Service Charges & Fees (PDF) for any additional fees that may apply to your account.  

1Qualifying relationship account(s) include any combination of the following personal deposit accounts (excluding this account): checking , money market, savings, and certificate of deposit accounts. Relationship account(s) must be held at Macatawa Bank within the same primary household and are based upon the additional deposit ledger balances held on the last business day of this account’s statement cycle.
2Qualified Wealth Management Relationship is defined as a minimum of one million dollars in invested assets with Macatawa Bank Wealth Management or being a member of a qualified extended household.
3Requires an active Macatawa Bank Online Banking relationship.
4Must maintain an active Macatawa Bank checking account in order to receive the bank paid portion of the EZ Shield package that corresponds to the checking account type. Services are subject to change or cancellation at any time. ID Protect Gold and ID Protect Platinum services must be activated before becoming effective. ID Protect Gold and ID Protect Platinum services are available to a maximum of two signers per account.
5TERMS & CONDITIONS APPLY. To learn more, refer to the uChoose Rewards Terms & Conditions at Valid on personal accounts only. Point values subject to change. uChoose Rewards and the uChoose Rewards Program are not available to Rebound Checking customers.
6Data charges from mobile carrier may apply.
7Free Macatawa Bank Custom checks for Seniors aged 60 and over.  Customer pays for tax and shipping on free checks
8Refunded if identified as a fee from the Bank of Withdrawal.


We're happy to help.

Looking for answers? Need some sound advice? Want to talk over your financial options? Fill out the form below and we'll be in touch.
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