happy woman applying for loan on tablet 

Application Center

Open accounts. Open possibilities.


All of our apps in one handy spot.

Whether you need a savings account, a mortgage, or anything in between, you can find it here in our Application Center. Get started today.

Need more info or have questions? We would love to chat with you about your banking needs. Feel free to use the form at the bottom of the page, give our Customer Experience Team a call at (877) 820-2265 or stop by our location nearest you.

Auto Loan

Get rolling.  New and used financing is available. 

Learn about our auto loans Apply for an Auto Loan

CDs

Ready to grow your funds?  We have options. 

Learn about our CDs Apply for a Personal CD

Credit Cards

Choosing the right card is easier than ever.

Learn about our credit cards Apply for a credit card

Health Savings Account (Individual)

A smart way to save for individual healthcare expenses.

Learn more about HSAs Apply for an individual HSA

Health Savings Account (Family)

A smart way to save for family healthcare expenses.

Learn more about HSAs Apply for a family HSA

HSA Investment*

Enjoy pre-tax contributions to your HSA

Learn about HSA Investments

Home Equity Loan

Tap into your home's equity and make things happen.

Learn about our Home Equity Loans

Home Equity Line of Credit (HELOC)

Set up once, and use again and again.

Learn about our HELOC Apply for a HELOC

Money Market

Ready to make your money work for you?  

Learn about our Money Market Apply for a Money Market

Mortgage Loans

Get home financing and gain peace of mind.  

Learn about our Mortgages Apply for a Mortgage

Motorcycle Loan

Ready to feel the open road?

Learn about our loans Apply for a Motorcycle Loan

Online Banking

Easily manage your finances  24/7.

Learn about Online Banking Enroll in Online Banking

Personal Rewards Checking

Simple and rewarding checking packages.

Learn about our Rewards Checking Apply for a Rewards Checking

Personal Rewards Plus Checking

Earn interest with our most rewarding checking account.

Learn about our Rewards Plus Checking Apply for Rewards Plus Checking

RV or Boat Loan

Is the road or water calling you?  We are ready to help.

Learn about our RV and boat loans Apply for an RV or Boat Loan

Savings Account

Ready to set aside a little extra for a rainy day?  

Learn about our Savings Apply for a Savings Account

Mobile Banking

Access your bank when and where you want. 

Learn about our mobile banking

1Your HSA is insured by the FDIC; however, funds in your HSA Investment Sweep are: Not insured by the FDIC. Not a bank deposit, bank obligation, or guaranteed by the bank. May involve investment risk, including loss of principal.

Annual statement and asset based fee apply. 

Disclosures and borrower information
Macatawa Bank's primary lending area is West Michigan. Online applications will be considered received on today’s business day if submitted during the course of the bank’s normal business hours;
9am EST – 5pm EST Monday – Friday, excluding Federal Holidays
9am EST – 12pm EST on Saturdays
Applications received outside of this timeframe, including Federal Holidays and Sundays will be considered received the next business day.

We're happy to help.

Looking for answers? Need some sound advice? Want to talk over your financial options? Fill out the form below and we'll be in touch.
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