MACATAWA BANK is now A WINTRUST COMMUNITY BANK. Click here for more information.
happy woman applying for loan on tablet 

Application Center

Open accounts. Open possibilities.


All of our apps in one handy spot.

Whether you need a savings account, a mortgage, or anything in between, you can find it here in our Application Center. Get started today.

Need more info or have questions? We would love to chat with you about your banking needs. Feel free to use the form at the bottom of the page, give our Customer Experience Team a call at (877) 820-2265 or stop by our location nearest you.

Auto Loan

Get rolling.  New and used financing is available. 

CDs

Ready to grow your funds?  We have options. 

Credit Cards

Choosing the right card is easier than ever.

Health Savings Account (Individual)

A smart way to save for individual healthcare expenses.

Health Savings Account (Family)

A smart way to save for family healthcare expenses.

HSA Investment*

Enjoy pre-tax contributions to your HSA

Home Equity Loan

Tap into your home's equity and make things happen.

Home Equity Line of Credit (HELOC)

Set up once, and use again and again.

Money Market

Ready to make your money work for you?  

Mortgage Loans

Get home financing and gain peace of mind.  

Motorcycle Loan

Ready to feel the open road?

Online Banking

Easily manage your finances  24/7.

Personal Rewards Checking

Simple and rewarding checking packages.

Personal Rewards Plus Checking

Earn interest with our most rewarding checking account.

RV or Boat Loan

Is the road or water calling you?  We are ready to help.

Savings Account

Ready to set aside a little extra for a rainy day?  

Mobile Banking

Access your bank when and where you want. 


1Your HSA is insured by the FDIC; however, funds in your HSA Investment Sweep are: Not insured by the FDIC. Not a bank deposit, bank obligation, or guaranteed by the bank. May involve investment risk, including loss of principal.

Annual statement and asset based fee apply. 

Disclosures and borrower information

is West Michigan. Online applications will be considered received on today’s business day if submitted during the course of the bank’s normal business hours;
9am EST – 5pm EST Monday – Friday, excluding Federal Holidays
9am EST – 12pm EST on Saturdays
Applications received outside of this timeframe, including Federal Holidays and Sundays will be considered received the next business day.

We're happy to help.

Looking for answers? Need some sound advice? Want to talk over your financial options? Fill out the form below and we'll be in touch.
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