Disbursement Solutions

Disbursement Solutions

Optimize your payments.

Your organization has many different payment types – from paying suppliers, utilities, and service providers to payroll to tax payments and more. Optimize your payments process with the right solution for each payment. Macatawa Bank’s Disbursement Solutions provide your organization secure, flexible and convenient options for domestic and international paper, electronic and card payments.

ACH Disbursement Services¹
Our secure web-based ACH Disbursement Services allow your organization to direct deposit to employees, pay vendors electronically, remit Federal and state taxes, initiate contributions to HSAs and more. With ACH Disbursement Services you can schedule payments for their due date to maximize your cash flow, keep your account number private to limit your risk of fraud, and save the cost of postage, check stock and envelopes. You will have the peace of mind that your payment will not be lost or late due to mail theft or delivery delays.

• One time or recurring transactions
• Easy to use/retrieve templates
• Integrated payee email notification
• Dual approval and other user permission options
• Multiple import options including csv and NACHA

ACH Disbursements can also be sent via direct transmission using NACHA-formatted files generated by your software.

Wire Transfer Services
Our secure web-based Wire Transfer Services allow your organization to send time sensitive, international or high value payments such as those for real estate closings, overseas suppliers, or equipment purchases.

• Easy to use/retrieve templates
• Dual approval and other user permission options
• USD or foreign currency options
• Various notification options

Wire Transfer Services may also be requested in-person at one of our convenient branch locations. 

Please check out our Business Email Compromise information page for import information on protecting your organization from wire fraud.

Card Services¹
Macatawa Bank offers multiple card solutions to ensure we best support your card based payment needs. Our card solutions allow your organization to make card payments for online purchases, travel & entertainment expenditures, supplier invoices and more.

• Elan One Card – complete travel and purchasing card solution including robust card control, online reporting and data integration options.
• Elan Visa Signature Company Card – a corporate liability card solution designed for corporations, LLCs and LLPs including basic card control, online reporting and rewards options.
• Elan Visa CommUNITY Credit Card – a corporate liability card solution designed for public entities and nonprofits including basic card control, online reporting and rewards options
• Macatawa Bank Business Debit Card – a business debit card solution with card control, online reporting and alert options.

International Services

In today’s global economy many organizations buy, sell and/or travel internationally. That’s why we offer a number of services to support your international needs.

• Our Wire Transfer Services and Card Services support international/foreign currency transactions.
• If you would like to talk to one of our bankers about trade letters of credit or other international needs please fill out the form below.