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Get home financing and gain peace of mind.

You enjoy the comforts of home, we’ll figure out the financing. Whether you’re buying, building or refinancing, the home lending experts at Macatawa Bank know the industry inside and out. Let us recommend just the right mortgage loan for your needs. 


Apply online, over the phone, or in-person

Apply for home financing on your terms. With 26 convenient West Michigan branch locations and a secure and easy to use online application, no matter how you want to apply, we are convenient for you.  To complete the online application, you will need: Social Security number, contact & employment information, best estimates of income, assets & liabilities.

Let's get started




Macatawa Bank's primary lending area is West Michigan.  Online applications will be considered received on today’s business day if submitted during the course of the bank’s normal business hours;
  • 9am EST – 5pm EST Monday – Friday, excluding Federal Holidays
  • 9am EST – 12pm EST on Saturdays

Applications received outside of this timeframe, including Federal Holidays and Sundays will be considered received the next business day. 

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