IMPORTANT FRAUD ALERT
Woman looking at new online banking website on her laptop 

Online Banking

Complete financial freedom with 24/7 access.

Manage your finances from your computer or mobile device.

Enjoy 24x7 access to check your account balances, pay bills, pay people and make transfers from the convenience of your computer or mobile device. 


  • Real-time account information - View account balances, transaction history, and check images.
  • e-Statements - Access, print or download account statements.
  • Transfer funds - Transfer between Macatawa Bank accounts, to make Macatawa Bank payments to loans, or to outside banks.  External transfers may be delayed.
  • Mobile Banking1 - Enjoy quick, secure account access from your mobile device. Everything you can do in Online Banking is accessible in Mobile Banking.
  • Mobile Deposit - Deposit a Check to your Macatawa Bank account by snapping a photo of the front and back of the check. You can see deposits in your transaction history within minutes. You can view your deposit limits in your mobile app.

Enroll in Online Banking

To enroll in Online Banking, please click the button below.

Note: For Online Banking enrollment of specialized accounts such as Trust, Conservator or Representative Payee accounts, please contact our Customer Experience Team at (877) 820-2265, or stop by a location nearest you.

Enroll in Online Banking




Mobile Banking

Download our mobile banking app to take complete control of your finances from wherever you are!

Learn more about Mobile Banking



Online Bill Pay

Manage and monitor all of your bill payments online form one convenient place.

Learn more about Online Bill Pay



Debit Card Bill Pay

Make and manage bill payments with your debit card.

Learn more about Debit Card Bill Pay



CardSwap

Monitor and update all of your subscriptions payments from one easy platform.

Learn more about CardSwap



Alerts

Set alerts to track your spending and keep an eye on potential fraud and errors.

Learn more about Alerts

FAQs

Find out how to stop payment, update your contact info, dispute transactions, and more in our Online Banking FAQs.

Learn more about Online Banking FAQs





1Data charges from mobile carrier may apply. Click here to view our privacy policy. Subject to the terms and conditions of the Personal Online Banking Agreement.

Manage your finances from your computer or mobile device.

Enjoy 24x7 access to check your account balances, pay bills, pay people and make transfers from the convenience of your computer or mobile device. 


Real-time account information.
View account balances, transaction history, and check images. 
e-Statements. Access, print or download account statements. 
Transfer funds. Transfer between Macatawa Bank accounts, to make Macatawa Bank payments to loans, or to outside banks.  External Transfers may be delayed. 
Mobile Banking1 Enjoy quick, secure account access from your mobile device. Everything you can do in Online Banking is accessible in Mobile Banking.
Mobile Deposit. Deposit a Check to your Macatawa Bank account by snapping a photo of the front and back of the check. You can see deposits in your transaction history within minutes. You can view your deposit limits in your mobile app. 
Make Payments
Pay People
  • Pay a Friend. Use your debit card to pay a friend in real-time with just their email address or mobile phone number.
  • Customer to Customer. Pay another Macatawa Bank customer by transferring money from your account to theirs. You simply need their account number and last name. Easy.    
Pay Bills
  • Online Bill Pay. Set up one-time or recurring payments to be made from your checking or savings to your payees. 
  • Debit Card Bill Pay. Set up one-time or recurring payments to be made from your debit card.  
  • CardSwap. Easily update card number or expiration date to keep your subscription, streaming and eCommerce payments running smoothly. 
Alerts. Set up balance and transactions alerts to track your spending and keep an eye on potential fraud and errors. 
Export Transactions. Download to QuickenTM, QuickbooksTM, MS OFXTM, Excel or .CSV format. 
Secure Support. Send secure messages to ask about transactions, including attachments. 
 
 Personal Financial Management Tools 
  • Track and analyze your spending
  • Track your complete financial picture: assets, liabilities and accounts  
  • Display non-Macatawa accounts and transactions in online banking
  • Use smart budgeting and cash flow tools
  • Clean up transaction descriptions
  • Link your Macatawa Bank (Elan) credit card and your accounts at other FI’s

Self-Help Options
  • Change your user ID 
  • Group your accounts – just drag and drop
  • Nickname accounts
  • Smart, natural language search function with filters  
  • Choose from top or side navigation
  • Inquire about or Dispute a transaction
  • Re-order checks
  • Stop payments
  • Swap automatic payments to a new debit card with Card Swap

We're happy to help.

Looking for answers? Need some sound advice? Want to talk over your financial options? Fill out the form below and we'll be in touch.
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