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Savings & Investments

Build a stronger financial future.

Macatawa Bank offers a wide array of savings and investment options.

Call, stop by or complete the handy form below to see how we can help you reach your financial goals.
Regular Savings Account Opening Options Apply Now Open in Branch	Traditional & Roth IRA Savings Account Opening Options Open in Branch	Personal Money Market Account Opening Options Apply for a Money Market	Preferred Partner Money Market² Account Opening Options Open in Branch	Certificate of Deposit Learn more about your Account Opening Options
Minimum Balance $100	Minimum Balance $0	Minimum Balance $1,000	Minimum Balance $1,000	Minimum Balance $1,000
Monthly Transaction Allowance¹ Limit of six (6) preauthorized transactions per month. Excess transactions are charged monthly at $5.00 per transaction.	Monthly Transaction Allowance¹ Limit of six (6) preauthorized transactions per month.	Monthly Transaction Allowance¹ Limit of six (6) preauthorized transactions per month. Excess transactions are charged monthly at $10.00 per transaction.	Monthly Transaction Allowance¹ Limit of six (6) preauthorized transactions per month. Excess transactions are charged monthly at $10.00 per transaction.	Monthly Transaction Allowance NA
Interest Bearing Yes, Quarterly Compounding	Interest Bearing Yes, Quarterly Compounding	Interest Bearing Tiered Interest Rates, Monthly Compounding	Interest Bearing Tiered Interest Rates, Monthly Compounding	Interest Bearing Fixed Interest Rates
Maintenance Fee. Quarterly service charge if balance falls below minimum daily balance requirement (quarterly service charge waived if under 18 years of age).	Maintenance Fee. No minimum balance requirement and no quarterly service charge.	Maintenance Fee. Monthly service charge if balance falls below minimum daily balance requirement.	Maintenance Fee. Monthly service charge if balance falls below minimum daily balance requirement.	Maintenance Fee. Penalty may be imposed for early withdrawal.

¹Macatawa Bank limits certain types of withdrawal and transfer transactions you can make out of your savings or money market account to a maximum combined total of six (6) preauthorized transactions per month. These transactions include automatic transfers for overdraft coverage to your checking account, checks, drafts or similar other withdrawals payable to third parties, point-of-sale (POS) purchase transactions with an ATM/Debit Card, or by preauthorized or automatic payment transfers (including ACH and wire transfers) via telephone or online (including Bill Pay).
²Requires an active Macatawa Bank personal checking account with at least one initiated transaction per statement cycle within the same primary household.

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