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Personal Credit Card

What do you want most from your credit card?  Now you have a choice.  Whatever your needs, we have a credit card that's right for you! All of our credit card products come with a variety of important features including EMV smart chip technology.

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Enjoy a longer intro rate

Visa® Platinum Card

  • Extended introductory offer
  • Save on interest and pay down your other credit card balances faster

Earn valuable rewards

Visa Bonus Rewards Card

  • Earn 1 point for every net $1 you spend, plus get a 25% BONUS (that's equivalent to 1.25 points) on all points earned every month, automatically1
  • $25 cash back after your first purchase

Visa Bonus Rewards PLUS Card

  • Earn 1 point for every net $1 you spend, plus get a 50% BONUS (that's equivalent to 1.5 points) on all points earned every month, automatically 2
  • $50 cash back after your first purchase
  • Low annual fee

Cash Rewards American Express® Card

  • Earn up to 3% cash back on gas
  • Also earn up to 2% cash back at supermarkets and 1% on all other purchases
  • $25 cash back after your first purchase

Travel Rewards American Express Card

  • 3X reward earnings on airline purchases, 2X reward earnings on restaurant and hotel purchases
  • $75 cash back after your first purchase
  • Low annual fee

Build your credit3

Visa College Rewards

  • For college students 
  • Great rates and manageable credit lines
  • Earn 1 reward point for every net $1 you spend on purchases

Visa Secured Card

  • Excellent opportunity for someone starting a credit history or for someone who has been turned down for a credit card. 
  • Flexible credit lines based on a security deposit ranging from $300 to $5,000
  • Low annual fee

Interested in applying for a Macatawa Bank Elan credit card or learning more?

  • Apply online and get an instant decision!
  • Call us at 1-877-820-2265
  • Stop by any one of our convenient branch locations

Already have a Macatawa Bank Elan credit card?  

Click here to access your account information online anytime, anyplace. Download transaction data, view account and transaction details, or send secure e-mail.

For lost or stolen credit cards, please call: 1-800-558-3424

 

1 The 25% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases (purchases minus credits and returns) plus an additional 25% (0.25) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.25 points)

2 The 50% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases (purchases minus credits and returns) plus an additional 50% (0.50) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.5 points)

3 Late payments and going over the credit limit may damage your credit history

 

The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa USA, Inc. MasterCard International Incorporated and American Express.  MasterCard is a registered trademark of MasterCard International Incorporated. American Express is a federally registered service mark of American Express.

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