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Online Banking & Bill Pay

The easiest way to manage your accounts and pay bills. 

Personal Online Banking

Online Banking is easy to use and more secure than ever.          

Enjoy 24-hour access to check your account balances, pay bills and make transfers from the convenience of your computer or mobile device.

  • Real-time Account Information. View account balances, transaction history, and check images.
  • e-Statements. Access, print or download account statements.
  • Export Transactions. Download to QuickenTM, QuickbooksTM, MS MoneyTM or .CSV format.
  • Transfer Funds. Transfer between Macatawa Bank accounts, including payments to loans.
  • Mobile Banking1. Provides quick, secure account access from your mobile device.
  • Mobile Deposit. Deposit a Check to your Macatawa Bank account by snapping a photo of the front and back of the check.
  • Popmoney2.  You can use popmoney to pay people. Easy to send. Simple to receive.
  • Alerts. Set up balance and transactions alerts.
  • Spending Reports. Track and analyze your spending.
  • Secure Support. Send secure messages to the bank with any question.
Enroll in Online Banking today

Online Bill Pay

Simply the easiest way to manage your payments. Online Bill Pay is available to anyone currently enrolled in our Online Banking service. 

  • Completely safe. Can be more secure than mailing paper checks.
  • Pay Virtually Anyone. Make payments online to anyone, anytime, and anywhere.
  • Send Money to Friends and Family2. All you need is their email address or cell phone number.
  • Bank to Bank Transfers2. Even accounts at other financial institutions. Your money is always available, regardless of where you keep it.
  • Receive eBills. Green, more convenient, more secure and easier to manage.
  • Reminders. Receive updates through email when you receive a bill, or when it's due.
  • Automatic Payments. Great for bills that stay the same each month, like your rent and your car loan.
  • Search Bill History. Search by company, date and status

Already enrolled In Online Banking? Log on to Online Banking, select Payments & Transfers tab then the Pay Bills link.

1Data charges from mobile carrier may apply. Click here to view our privacy policy. Subject to the terms and conditions of the Personal Online Banking Agreement.
2Fee applies.

Online Banking & Bill Pay FAQs

What is Online Banking?

Online Banking is our online service that allows you to access your account information 24 hours a day, 7 days a week. Using Online Banking, you can:

  • View real-time account balances, check images and history
  • 24-hour access to checking, loans and CDs
  • Export history to financial software or spreadsheets
  • Transfer funds between accounts
  • Pay bills online

What do I need to bank online?

To get started, click the enroll now, agree to the terms and conditions, complete the enrollment form and you'll be banking online in no time at all.


What types of accounts can I view with Online Banking?

With Online Banking, you can view all your Macatawa Bank accounts, as well as loans.


How often is my account information updated?

Account information is updated in real-time, offering you the most current information available.

How secure is my personal account information?

Macatawa Bank uses the latest Internet security available, including secure communications (SSL), firewalls, 128 bit encryption, and operating systems that have been designed to provide maximum security.


Why am I signed off sometimes and I have to sign in again?

If Online Banking has been inactive for a period of time, Online Banking may automatically sign you off to prevent unauthorized use of your accounts, and to prevent others from viewing your information.


Can I pay my bills using Online Banking?

Yes. You can make payments to anyone in the United States from the utility company to the local babysitter. You may schedule payments to be made immediately or on a specified date in the future. You can even set up recurring payments so you do not have to worry about paying your regular bills. Recurring payments can be set up weekly, semi-monthly or monthly. Bill Pay eliminates the need for writing checks or addressing envelopes. More importantly, it saves you time and simplifies your busy life. (Fees may apply)


What type of account is required for Bill Pay?

Bill pay can only be used with a checking account.

May I pay bills from more than one checking account?


How far in advance should I set up a payment to ensure it is paid on time?

We recommend that payments should be made at least five (5) business days in advance of the due date of the payee.


Can I transfer funds between my accounts?

Yes, you can transfer funds between any of your Macatawa Bank accounts


Do I need extra software or hardware to use Online Banking?

No extra software is necessary. You can access your Macatawa Bank accounts from almost any PC that has Internet access.


Will Online Banking work with my current Internet Service Provider?

Yes, Online Banking works with any ISP.


Can I access my accounts from both home and work?

Yes, you can access your accounts from almost any PC.


Let's talk

We're happy to help.

Looking for answers? Need some sound advice? Want to talk over your financial options? Fill out the form below and we'll be in touch.  * = Required field.

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