Four friends looking at a phone

Refer a friend.

A rewarding win-win.


If you're happy and you know it, tell a friend.

When you refer your friends to Macatawa Bank to open a new checking account package, we will reward both you and your friend! Who couldn’t use a little extra cash? The process is easy and everybody wins!

West Michigan Values

We take pride in our West Michigan values. We recognize the power of volunteerism and contributing financial support to our local businesses and non-profits. In fact, our employees donate over 6,000 hours each year to nearly 400 local organizations. We don’t think about looking after our customers as our job, but as our privilege. We love to help people along on their financial journey; whether it’s their first home, or that retirement cabin up north. So tell your friends and start cashing in. 

Let the winning begin!

Download the Refer A Friend Form, share it with all of your family and friends, and start cashing in on the rewards of our referral program.  Here's how the program works . . . 

You get $50 for referring a friend.*

You simply, fill in the information on the card, then give it to a friend or family member.  When your friend or family member brings the card to any Macatawa Bank location and opens a personal or business checking account, we will deposit $50 into your checking account.

Your friend gets rewarded too -- up to $100!**

When they open a new personal or business checking account at Macatawa Bank and we’ll deposit $25. If they open a Macatawa Bank Debit Card and make at least 10 debit card transactions within 60 days of account opening they qualify for an additional $75.

*Cannot be combined with any other offer. Referrer must have a Macatawa Bank checking account to participate. If you do not have a Macatawa Bank checking account, you must open one to participate and receive the $50 Refer a friend bonus. Individuals can earn up to $590 per year for referrals. Bonus may be subject to IRS tax reporting. $50 bonus payment will be deposited within 90 days of your referral opening their qualified account. Macatawa Bank reserves the right to disqualify any referrals in circumstances where we reasonably believe they were not sent to us in good faith. Macatawa Bank may discontinue this offer at any time. See Bank for complete details. By participating in the Refer a friend program you recognize that whomever you refer or whoever referred you will have knowledge that you have an account with Macatawa Bank. Program ends December 31, 2017. 

Member FDIC.

**Offer valid on new personal or business checking accounts opened January 1, 2017 – December 31, 2017. $25 (personal) or $50 (business) account minimum opening balance requirement must be met at the time of account opening. Cannot  be combined with any other offer. To be eligible for a bonus payment, account must be opened with funds not currently on deposit with Macatawa Bank and account holder must not have been a signer on a checking account with Macatawa Bank during the past 90 days. $25 bonus payment will be deposited within the first 90 days of account opening. $75 debit card use bonus will be credited to the new checking account after the 3rd statement cycle. Bonus payments will only be paid to accounts that are in good standing with the bank. Account openings are subject to normal approvals. Must present coupon at time of opening. Value of bonus will be added as interest on your year-end statement of earnings. By participating in the Refer a friend program you  recognize that whoever gave you this coupon will have knowledge that you have opened an account at Macatawa Bank. Limit one offer per household/business. Member FDIC.

Let's talk

We're happy to help.

Looking for answers? Need some sound advice? Want to talk over your financial options? Fill out the form below and we'll be in touch.  * = Required field.

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