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Personal Checking

Simple and rewarding account packages.  There's one that's right for you.

Life is complicated enough, your checking account shouldn't be.

We've got just two products and both are packed with plenty of perks.

Want perks?  We've got them!

Both of our checking products come with all of these great benefits:

Rewards Checking

APPLY NOW A great non-interest bearing option.

Options to waive $5 monthly fee:
  • $500 daily balance or $2,500 relationship balance1
  • eStatement enrollment2
  • Age 23 or younger (Young Adults) or age 60 or better (Seniors)
Perks for Seniors (age 60+):
  • Free money orders & cashier’s checks
Perks for Young Adults:
  • Up to $6 per month in waived non-Macatawa Bank ATM fees
Free ID Protect Silver4

Interest Rewards Checking  

APPLY NOW Earn interest with our most rewarding checking account. Current Rates.

Options to waive $10 monthly fee:
  • Maintain a $1,000 daily balance or $5,000 relationship balance1
Perks for everyone:
  • Earns interest
  • Up to $6 per month in waived Non-Macatawa Bank ATM fees
  • Free money orders & cashier’s checks
  • Free ID Protect Gold4

Have Questions?

Call us at (877) 820-2265

You might also be interested in:

Account Package Perks and Service Charges are subject to change.  Refer to Schedule of Service Charges & Fees (PDF) for any additional fees that may apply to your account.  

1Qualifying relationship account(s) include any combination of the following personal deposit accounts (excluding this account): checking , money market, savings, and certificate of deposit accounts. Relationship account(s) must be held at Macatawa Bank within the same primary household and are based upon the additional deposit ledger balances held on the last business day of this account’s statement cycle.
2Requires an active Macatawa Bank Online Banking relationship.
3Data charges from mobile carrier may apply.
4Must maintain an active Macatawa Bank checking account in order to receive the bank paid portion of the EZ Shield package that corresponds to the checking account type. Services are subject to change or cancellation at any time. ID Protect Gold and ID Protect Platinum services must be activated before becoming effective. ID Protect Gold and ID Protect Platinum services are available to a maximum of two signers per account.

We're happy to help.

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