Experience Success.

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Personal Checking

Simple and rewarding account packages.  There's one that's right for you.


Life is complicated enough, your checking account shouldn't be.

We've got just two products and both are packed with plenty of perks.

Want perks?  We've got them!

Both of our checking products come with all of these great benefits:

Rewards Checking

APPLY NOW A great non-interest bearing option.

Options to waive $5 monthly fee:
  • $500 daily balance or $2,500 relationship balance1
  • eStatement enrollment2
  • Age 23 or younger (Young Adults) or age 60 or better (Seniors)
Perks for Seniors (age 60+):
  • Free money orders & cashier’s checks
  • Free standard checks or 50% off designer styles
Perks for Young Adults:
  • Up to $6 per month in waived non-Macatawa Bank ATM fees

Interest Rewards Checking  

APPLY NOW Earn interest with our most rewarding checking account. Current Rates.

Options to waive $10 monthly fee:
  • Maintain a $1,000 daily balance or $5,000 relationship balance1
Perks for everyone:
  • Earns interest
  • Up to $6 per month in waived Non-Macatawa Bank ATM fees
  • Free money orders & cashier’s checks
  • Free Deluxe Provent ID Restoration4 service
Perks for Seniors (age 60+)
  • Free standard checks or 50% off designer styles

Have Questions?

Call us at (877) 820-2265

You might also be interested in:

Account Package Perks and Service Charges are subject to change.  Refer to Schedule of Service Charges & Fees (PDF) for any additional fees that may apply to your account.  

1Qualifying relationship account(s) include any combination of the following personal deposit accounts (excluding this account): checking , money market, savings, and certificate of deposit accounts. Relationship account(s) must be held at Macatawa Bank within the same primary household and are based upon the additional deposit ledger balances held on the last business day of this account’s statement cycle.
2Requires an active Macatawa Bank Online Banking relationship.
3Data charges from mobile carrier may apply.
4Available to primary account holder only. Service must be activated within 60 days of account opening to be effective.

Let's talk

We're happy to help.

Looking for answers? Need some sound advice? Want to talk over your financial options? Fill out the form below and we'll be in touch.  * = Required field.

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