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Open a new personal
checking account today

Community bank. Community spirit.

Few banks can truly call themselves local. We’re proud to say we are, and have been since we opened our doors nearly 18 years ago. Taking care of our community and the people who make it tick is at the core of who we are. 

Open a checking account and earn $1001.

At Macatawa Bank we offer a simple checking line up, and we've packed it with perks to provide a rewarding experience.

Learn more about our personal checking accounts. Open your account online or visit one our 26 convenient branch locations across West Michigan. Direct deposit enrollment can be done at the branch or by calling us at (877) 820-2265.


Apply for a personal checking account

Please enter your promo code for online account opening.

1Offer valid for a limited time on personal checking accounts with a monthly recurring automatic direct deposit of at least $100 per transaction within 60 days of account opening. $25 account minimum opening balance requirement must be met at the time of account opening in order to qualify. The $100 cash bonus will be credited to the new personal checking account within 90 days of account opening. Value of the bonus will be included on your year-end statement of earnings. Only one offer available per household per year. Cannot be combined with any other offer. Offer is not available to existing checking account holders, Macatawa Bank employees or their immediate family members. Accountholder must not have had or been a signer on a personal checking account with Macatawa Bank during the last 90 days. Account must be opened with new money only. All accounts are subject to normal approval process. Please refer to the Schedule of Service Charges & Fees for information on related charges on personal checking accounts, including early account closing fee. Offer may change or be discontinued without notice. Offer is not for resale. Offer is non-transferable. Expiration date varies by offer, please refer to your coupon for expiration date.  Member FDIC.

We're happy to help.

Looking for answers? Need some sound advice? Want to talk over your financial options? Fill out the form below and we'll be in touch.  * = Required field.

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