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Personal Checking

At Macatawa Bank we offer a simple checking line up, and we've packed it with perks to provide a rewarding experience.

Apply Now To Open An Account

                              Deluxe.  Reorder your personal checks.

 
 

Rewards Checking

 Interest Rewards Checking

Earns Interest
No
Tiered
Rewards Debit Card
 Yes Yes
Deluxe Provent® Identity Theft Protection
Coverage available for a fee
Free Deluxe Provent® ID Restoration4
Unlimited Check Writing
 Yes  Yes
Monthly Service Charge
 $5 $10

* Service Charge Waived By Meeting One Of The Following:

   

Minimum Daily Account Balance

$500
$1,000

Current Relationship Balance1

$2,500
$5,000

eStatement enrollment2

Yes
No

Seniors
(age 60 or better)

OR

Young Adults
(age 23 or under)

Yes
No
PACKAGE PERKS:


eStatements2 Free
Free
Online Banking Free
Free
Bill Pay
Free
Free
Mobile Banking3 Free
Free
Mobile Deposit3 Free
Free
Mac-Line Telephone Banking Free
Free
Macatawa Bank ATM Transactions Free
Free
Non Macatawa Bank ATM Transaction Fees Up to $6 waived monthly for Young Adults
Up to $6 waived monthly
Money Orders & Cashiers Checks Free for Seniors
Free
Check Orders Seniors enjoy Free Standard Checks (50% off Designer)
Seniors enjoy Free Standard Checks (50% off Designer)
Minimum Deposit To Open $25 $25

Account Package Perks and Service Charges are subject to change.  Refer to Schedule of Service Charges & Fees for any additional fees that may apply to your account.  
1Qualifying relationship account(s) include any combination of the following personal deposit accounts (excluding this account): checking , money market, savings, and certificate of deposit accounts. Relationship account(s) must be held at Macatawa Bank within the same primary household and are based upon the additional deposit ledger balances held on the last business day of this account’s statement cycle.
2Requires an active Macatawa Bank Online Banking relationship.
3Data charges from mobile carrier may apply.
4Available to primary account holder only.

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