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Teaching kids about money means a healthy financial future. With a Junior Savers Savings Statement account, your child will see how saving money is fun.
When you open a new Junior Savers Statement Savings account online, you get to teach kids about smart money habits, but you also get a relationship with a bank that cares about you, your needs, and this area. Join our family to see what community banking is all about.
1. Junior Savers Bonus Information. Offer valid for accounts opened 2/1/2024 — 11/5/2025. Offer not available to existing or closed savings account customers of Wintrust Financial Corporation ('WTFC') & its subsidiaries or employees, and Macatawa Bank locations. Limit 1 bonus payment per customer, regardless of number of accounts opened; may only be received from 1 WTFC location. Offer combinable with any WTFC checking offer. Bonus payment subject to IRS 1099-INT reporting & may be considered income for tax purposes.
2. Junior Savers Statement Savings Account. Child(ren) must be accompanied by a parent or guardian & present a valid social security number(s) at account opening. Fees may reduce earnings. We may change the interest rate on your account at any time.
3. Junior Savers Bonus Qualifications. (i) Open new Junior Savers Statement Savings account; (ii) mention this offer during in-branch account opening, visit the URL provided, or enter Junior10 when applying online; & (iii) be under the age of 22 at time of account opening. Your account opening date is the business day that we open your account. If your account is opened on a non-business day (weekends and federal holidays), your account opening date is the next business day. New account must be open & have a balance greater than $0 to receive bonus payment. Balance determined as of end of each business day as funds currently in the account including deposits & withdrawals made in the business day. For eligible customers, bonus is deposited into the new account within 60 calendar days after the Qualification Period. A listing of WTFC locations can be found here: wintrust.com/locations.
4. Junior Savers Club. Membership is for customers under age 22.
5. Earning Treat Dollars. Earn 2 Treat Dollars when opening the account, 1 Treat Dollar for every $25 deposited with a maximum of 7 Treat Dollars per visit, and 1 Treat Dollar when a Junior Saver celebrates a birthday.