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Non Profit workers filling boxes with food items

Nonprofit Banking

Helping you further your mission. 

Macatawa Bank recognizes the invaluable contributions of our nonprofit organizations to the communities we serve. 

As your financial services and community partner, we are committed to helping nonprofit organizations fulfill their mission with products and services that meet the unique needs of your organization.  Our mission is to support your cause.

Use the chart below to compare the nonprofit checking account options available to meet your unique checking and savings needs.

Use the chart below to compare the nonprofit checking account options available to meet your unique checking and savings needs.

Nonprofit Access Checking
Start-up or small organizations with low balance and low monthly volume
Nonprofit Advantage Checking
Small to mid-size organizations with low to moderate balances and moderate monthly transaction volume desiring interest option 
Nonprofit Analysis Checking
Organizations with high monthly transaction volume providing an earnings credit allowance to offset fees and full FDIC insurance coverage
Nonprofit Interest Analysis Checking
High monthly transaction volume organizations offering competitive rate of interest
Nonprofit Net Analysis Checking
High monthly transaction volume organizations desiring flexible interest and earnings credit options
Opening Requirements
$50
Opening Requirements
$50
Opening Requirements
$50
Opening Requirements
$50
Opening Requirements
$50
Monthly Maintenance Fee
N/A
Monthly Maintenance Fee
Yes2
Monthly Maintenance Fee
Yes2
Monthly Maintenance Fee
Yes2
Monthly Maintenance Fee
Yes2
How To Avoid Or Reduce Maintenance Fee
No minimum balance requirement
How To Avoid Or Reduce Maintenance Fee
$25,000 average available minimum balance requirement per statement cycle
How To Avoid Or Reduce Maintenance Fee
No minimum balance requirement
How To Avoid Or Reduce Maintenance Fee
No minimum balance requirement
How To Avoid Or Reduce Maintenance Fee
No minimum balance requirement
Transaction Allowance
2001
Transaction Allowance
5001
Transaction Allowance
Unlimited2
Transaction Allowance
Unlimited2
Transaction Allowance
Unlimited2
Earnings Credit Allowance
N/A
Earnings Credit Allowance
N/A
Earnings Credit Allowance
Yes
Earnings Credit Allowance
N/A
Earnings Credit Allowance
Yes
Earns Interest
N/A
Earns Interest
Yes
Earns Interest
N/A
Earns Interest
Yes
Earns Interest
Yes4
Interest Tiers
N/A
Interest Tiers
$0 - $24,999
$25,000 - $49,999
$50,000 - $99,999
$100,000 - $249,999
$250,000 +
Interest Tiers
N/A
Interest Tiers
$0 - $99,999
$100,000 - $249,999
$250,000 - $499,999
$500,000 - $999,999
$1,000,000 +
Interest Tiers
$0 - $99,999
$100,000 - $249,999
$250,000 - $499,999
$500,000 - $999,999
$1,000,000 +
Cash Deposits Per Month
Free up to $10,0005
Cash Deposits Per Month
Free up to $25,0005
Cash Deposits Per Month
N/A
Cash Deposits Per Month
N/A
Cash Deposits Per Month
N/A
Online Banking & Bill Pay
Yes
Online Banking & Bill Pay
Yes
Online Banking & Bill Pay
Yes
Online Banking & Bill Pay
Yes
Online Banking & Bill Pay
Yes
Extras
Treasury Management Service options
eStatements available
Business Debit Card
Business Credit Card
Extras
Treasury Management Service options
eStatements available
Business Debit Card
Business Credit Card
Extras
Treasury Management Service options
eStatements available
Business Debit Card
Business Credit Card
Extras
Treasury Management Service options
eStatements available
Business Debit Card
Business Credit Card
Extras
Treasury Management Service options
eStatements available
Business Debit Card
Business Credit Card




1Monthly allowable transactions per statement cycle at no charge ($0.40 for each item over monthly transaction allowance). Transactions include: checks paid, items deposited, deposit tickets, ACH credits received, ACH debits received, POS debits.
2Monthly maintenance fee applies.  Per item charges will be assessed for each transaction.  Please contact our Customer Service at 1 (877) 820-2265 for additional information.
3Federal Regulation D limits certain types of withdrawal and transfer transactions you can make out of your savings or money market account to a maximum combined total of six (6) preauthorized transfers per month.  These transactions include automatic transfers for overdraft coverage to your checking account, checks, drafts or similar other withdrawals payable to third parties, point-of-sale (POS) purchase transactions with an ATM/debit card, or by preauthorized or automatic payment transfers (including ACH and wire transfers) via telephone or online (including Bill Pay). Excessive transactions may result in the Bank, at its discretion, either closing your account or changing your account to a noninterest-bearing account.
4Interest for the Nonprofit Net Analysis Checking account is calculated and paid on the net remaining average available balance after service charges are offset by earnings credit.
5Excess cash deposits are charged at $0.001 per $1.

We're happy to help.

Looking for answers? Need some sound advice? Want to talk over your financial options? Fill out the form below and we'll be in touch.  * = Required field.

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