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Business Savings & Investments

On the fast track to financial success.


Accelerate your earnings potential and financial flexibility with one of our business investment account options.  Our savings, money markets, and certificates of deposits offer your business, or nonprofit competitive rates of interest to drive your earnings potential forward.  Cruising full speed ahead.

Use the chart below to learn more about our investment options.

Please refer to Schedule of Service Charges & Fees (PDF)

 
Business Savings & Investments

Business Money
Market

Businesses looking to maintain liquidity while earning a higher rate of interest
Business Advantage
Money Market1

Businesses that have the Business Advantage Checking and desire an automatic sweep feature to a money market to earn interest
Business Savings
Any size business with extra funds to earn interest on
Business
Term CD

Businesses looking for a low risk investment option
Opening Requirements
$50
Opening Requirements
$50
Opening Requirements
$50
Opening Requirements
$1,000
Maintenance Fee
$10/month
Maintenance Fee
N/A
Maintenance Fee
$6/quarter
Maintenance Fee
N/A
How To Avoid Or Reduce Maintenance Fee
$1,000 daily minimum balance requirement per statement cycle
How To Avoid Or Reduce Maintenance Fee
N/A
How To Avoid Or Reduce Maintenance Fee
$100 daily minimum balance requirement per statement cycle
How To Avoid Or Reduce Maintenance Fee
N/A
Transaction Allowance
Limit of six (6) preauthorized transfers from your account each month per Federal Regulation D2
Transaction Allowance
Limit of six (6) preauthorized transfers from your account each month per Federal Regulation D2
Transaction Allowance
Limit of six (6) preauthorized transfers from your account each month per Federal Regulation D2
Transaction Allowance
N/A
Earns Interest
Yes
Earns Interest
Yes
Earns Interest
Yes
Earns Interest
Yes
Interest Tiers
$0 - $9,999
$10,000 - $49,999
$50,000 - $99,999
$100,000 - $249,999
$250,000 - $499,999
$500,000 +
Interest Tiers
$0 - $24,999
$25,000 - $49,999
$50,000 - $99,999
$100,000 - $249,999
$250,000 +
Interest Tiers
$0 - $999
$1,000 +
Interest Tiers
N/A
Online Banking & Bill Pay
Yes
Online Banking & Bill Pay
Yes
Online Banking & Bill Pay
Yes
Online Banking & Bill Pay
Yes
Extras
Monthly Statement cycle
Free combined statements
eStatements available
Business Debit Card
Business Credit Card
Extras
Monthly Statement cycle
Free combined statements
eStatements available
Business Debit Card
Business Credit Card
Extras
Quarterly statement cycle and interest compounding
Free combined statements
eStatements available
Extras
Fixed rate of return guaranteed for the term of the CD
Accrued daily and paid according to the terms of the CD
Jumbo option available
Additional Fee Info
Please refer to Schedule of Service Charges & Fees (PDF)
Additional Fee Info
Please refer to Schedule of Service Charges & Fees (PDF)
Additional Fee Info
Please refer to Schedule of Service Charges & Fees (PDF)
Additional Fee Info
A penalty may be imposed for early withdrawal.

1 The Business Advantage Money Market is available only with the Business Advantage Checking account.  Not available as a stand-alone product.  With the optional Business Advantage Money Market Sweep service, an automated sweep transfer is established between a noninterest-bearing Business Advantage Checking account ("Checking") and an interest-bearing non-transaction Business Advantage Money Market account ("Money Market") based upon a target minimum and maximum balance on the Checking account.  Transactions are allowed only on the Checking and direct access to the Money Market is not available.
2 Federal Regulation D limits certain types of withdrawal and transfer transactions you can make out of your savings or money market account to a maximum combined total of six (6) preauthorized transfers per month.  These transactions include automatic transfers for overdraft coverage to your checking account, checks, drafts or similar other withdrawals payable to third parties, point-of-sale (POS) purchase transactions with an ATM/debit card, or by preauthorized or automatic payment transfers (including ACH and wire transfers) via telephone or online (including Bill Pay). $10.00 per check charge over regulation limit of 6 checks per statement cycle. Excessive transactions may result in the Bank, at its discretion, either closing your account or changing your account to a noninterest-bearing account.

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