Macatawa and Wintrust Announcement

HELOC Special

Unlock the power of your home
6.24% 12 month intro, 8.40% APR

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Save BIG during your build 4.99% INTRO* 6.975% APR*

Construction Loan Special with Construction Period intro rate
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Shop. Earn. Reward.

Register your Rewards Debit Card to start earning rewards today!
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4.65% RATE 4.75% APY*, 4 month CD

Fixed rate for term of CD. Open in branch today! Rates subject to change without notice.
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See your financial picture at a glance.

Use our Personal Financial Management Tools (PFM) to view your financial activity inside of Online Banking.
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Awesome Rates. Awesome Service.

Our rates are hard to beat. And our service backs it up.
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Mortgages

Get home financing and gain peace of mind. 
Learn more about Mortgages Apply now for a mortgage

Schedule an appointment

Ready to schedule an appointment with a personal banker?
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Investment Services

Making your investing easier. 

Learn more about Investment Services

Online & Mobile Banking

Access your bank when and where you want.
Learn more about Mobile Banking

10 money-saving travel hacks



Traveling can get expensive quickly, but there are ways to avoid your travel expenses breaking the bank! Doing things like booking flights mid-week or traveling during a different time of year can make a big difference. Read more to see the full 10 tips and tricks to help you travel for less.



Read more about ways to save on travel expenses

View more articles in the Knowledge Center
Young couple on vacation in another country


4 star rating



"I would give you 5 stars but then you would have nothing to pursue. Continuous improvement is key. I like how you improved your ease of on-line banking. Way too complicated before like transferring funds. Much easier now. Thanks"

5 star rating



"I really like the small, hometown feel of Macatawa and the helpfulness of the staff at every level. Polite and respectful and knowledgeable people contribute to a secure feeling environment."

4 star rating



"impeccable and friendly service! Problem resolution is fast and considerate."

Why Macatawa Bank?

We know West Michigan because it’s the only place we do business. Macatawa Bank was born in 1997 by a group of local business leaders who had a vision of what a true community bank could be. Today, we remain true to our roots, the communities we serve, and our commitment to staying local. We have over 400 employees that live and work in this community, giving you access to immediate and responsible decisions to keep you moving ahead toward your financial goals. Our Branch Manager staff alone bring over 622 years of experience to work for you.  



2024 Branch Manager Photo
Macatawa Bank employees in Tulip time parade in our Boat float
 

Community Servants.
Business Leaders.

Serving the communities where we live and work is a core value. We celebrate community involvement and support our professionals giving back. Macatawa Bank offers a full range of banking services, retail and commercial lending, wealth management, treasury management, private banking and eBanking services. Whether you prefer mobile or in person banking, we are here for you. Our 26 full-service branches are conveniently located throughout Kent, Ottawa and northern Allegan counties.

  

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Conveniently located around your life.

Stop by one of our locations and add a few friendly faces to your banking experience.