Personal Checking

We've tailored our packages to fit any lifestyle.

Macatawa Checking

  • Interest bearing
  • $500 minimum daily balance
  • Unlimited check writing
  • Free debit or ATM card
  • Free personalized Macatawa checks or 50% off designer checks
  • Free Internet banking & free Bill Pay
  • Free Traveler's Cheques & cashier's checks
  • Check safekeeping
  • Monthly service charge if balance drops below minimum balance

Macatawa Personal Checking

  • No monthly service charge and no minimum balance when you have direct deposit
  • $300 minimum daily balance without direct deposit
  • Unlimited check writing
  • Free debit or ATM card
  • Free introductory pack of checks
  • Free Internet banking & free Bill Pay
  • Check safekeeping
  • Monthly service charge if balance drops below minimum balance

Macatawa i-Checking

  • No minimum daily balance
  • No monthly service charge
  • Free debit or ATM card
  • Free Internet banking & free Bill Pay
  • Free e-statements
  • Monthly charge for paper statements

Macatawa Signature Checking

  • Designed specifically to meet the financial needs of those over age 50
  • Interest bearing
  • $100 minimum daily balance
  • Unlimited check writing
  • Free debit or ATM card
  • Free personalized Macatawa checks or 50% off designer checks
  • Free Internet banking & free Bill Pay
  • Free Traveler's Cheques; cashier's checks
  • Check safekeeping
  • Monthly service charge if balance drops below minimum balance

Macatawa Plus Checking

  • Earn competitive interest rates and have the ease of unlimited check writing
  • Interest bearing tiers:
    • $0 – $4,999
    • $5,000 – $14,999
    • $15,000 – $49,999
    • $50,000 – $99,999
    • $100,000 – $249,999
    • $250,000+
  • $5,000 minimum daily balance
  • Free debit or ATM card
  • Free personalized Macatawa checks or 50% off designer checks
  • Free Internet banking & free Bill Pay
  • Free Traveler's Cheques & cashier's check
  • Check safekeeping
  • Monthly service charge if balance drops below minimum balance

Macatawa Preferred Partner Money Market

  • Premium interest bearing tiers
    • $0-$9,999
    • $10,000-$24,999
    • $25,000-$49,999
    • $50,000-$99,999
    • $100,000-$249,999
    • $250,000 +
  • $1,000 minimum daily balance
  • Limited transactions: 6 pre-authorized debits, with no more than 3 by check, draft, debit card or similar order per month
  • Monthly service charge if balance falls below minimum
  • Active consumer checking account required
  • Check images available

Macatawa Money Market

  • Competitive Interest Rates
  • Interest bearing tiers:
    • $0 – $4,999
    • $5,000 – $24,999
    • $25,000 – $74,999
    • $75,000 – $249,999
    • $250,000+
  • $1,000 minimum balance
  • Interest compounded monthly
  • Convenience of withdrawals by check (6 pre-authorized debits, with no more than 3 by check, draft, debit card or similar order per month)
  • Check safekeeping
  • Monthly service charge if balance falls below minimum balance