Health Savings Account Investment Program

The Health Savings Account Investment Program is designed to offer additional investment options* for pre-tax contributions made to your Health Savings Account (HSA) by offering Vanguard investment fund options.

Investment Fund Options:

Vanguard is one of the world’s largest investment management companies, serving individual investors, institutions, employer-sponsored retirement plans, and financial professionals. Should you choose the HSA Investment Program, you will have the opportunity to select from a variety of Vanguard Mutual Funds.

How it works:

• Investment of your contributions is self-directed from a pre-selected menu of investment mutual funds options.

• Your contributions will continue to be deposited directly to your HSA Checking Account.

• When the balance of your HSA Checking Account exceeds $3,000, funds will automatically be swept daily in $100 increments to your HSA Investment Account* and invested in the fund(s) you have selected.

• If the balance of your HSA Checking Account falls below $2,000, funds will automatically be swept from your HSA Investment Account* in $100 increments back to your HSA Checking Account.

• You will receive TWO Account Statements. A monthly HSA Checking Account statement and a quarterly HSA Investment Account* statement.

• Your HSA Investment Account* can be viewed online and you have ready access to the following information:

Account Balances
Investment Profiles
Investment Returns
Rate of Return
Investment Elections
Transfer Funds
Rebalance of Portfolio
Conform to Target
Transaction History
Web Requests

Request Information

Call 877.820.2265 or e-mail HSA@macatawabank.com to request your HSA Investment Program Information Packet.

Your HSA Checking Account is insured by the FDIC; however, funds in your HSA Investment Account are: