| ichecking - Bank Green! 
| Personal Checking 
| Interest Checking
| Signature Checking
| Platinum Checking
|
Designed For
| Paperless electronic account with no minimum balance requirement. | Unlimited check writing with a low minimum balance requirement. | Interest bearing account with unlimited check writing and electronic transactions. | Customer age 50 or better featuring interest and relationship extras. | Premium balance account featuring preferred interest and relationship extras.
|
| Opening Requirements
| $50
| $50
| $50
| $50
| $50
|
| Monthly Service Charge
| $0
| $7.50
| $15
| $15
| $25
|
| How to avoid or reduce service charge
| - No minimum daily balance requirement
| - Maintain $300 minimum daily balance per statement cycle or;
- Maintain monthly direct deposit transaction or;
- Maintain $2,500 relationship daily balance3
| - Maintain $500 minimum daily balance per statement cycle or;
- Maintain $2,500 relationship daily balance3
| - Maintain $100 minimum daily balance per statement cycle or;
- Maintain $2,500 relationship daily balance3
| - Maintain $5,000 minimum daily balance per statement cycle
|
| Interest Tiers1 | N/A
| N/A
| Account earns a tiered rate of interest on balances of $500 or more.
|
Account earns a tiered rate of interest on balances of $100 of more. | Account earns a tiered rate of interest on balances of $5,000 or more. |
| Free Atm/Debit Card | Yes
| Yes
| Yes
| Yes
| Yes
|
| Free Estatements
| Yes
| Yes
| Yes
| Yes
| Yes
|
| Free Online Banking, Bill Pay & Mobile Banking2 | Yes
| Yes
| Yes
| Yes
| Yes
|
| Available overdraft service | | | | | |
| Additional Features/Extras | - Unlimited electronic transactions
- Limit of 10 checks per statement cycle ($0.40 fee for each additional)
- $2.00 monthly service charge for paper statements
| - Unlimited Check writing
- Unlimited electronic transactions
| - Unlimited Check writing
- Unlimited electronic transactions
- 3 foreign ATM surcharge reversals per statement cycle4
- Free Money Orders
- Monthly compounding of interest
| - Unlimited Check writing
- Unlimited electronic transactions
- Free standard checks or 50% off designer
- 3 foreign ATM surcharge reversals per statement cycle4
- Free Money Orders
- Monthly compounding of interest
| - Unlimited Check writing
- Unlimited electronic transactions
- Free standard checks or 50% off designer
- Unlimited foreign ATM surcharge reversals per statement cycle4
- Free Money Orders
- Monthly compounding of interest
|
| Additional Fee Info | Please refer to Schedule of Service Charges and Fees | Please refer to Schedule of Service Charges and Fees | Please refer to Schedule of Service Charges and Fees | Please refer to Schedule of Service Charges and Fees | Please refer to Schedule of Service Charges and Fees |