personal > Banking > Checking

Personal Checking                                      Apply Now To Open An Account

At Macatawa Bank we offer a simple checking line up, and we've packed it with perks to provide a rewarding experience.

                                                                                                           Deluxe.  Reorder your personal checks.

 
    

Rewards Checking
BANK SMART

 Interest Rewards Checking
BANK SAVVY

Earns Interest
No
Tiered
Rewards Debit Card
 Yes Yes
Deluxe Provent® Identity Theft Protection
Coverage available for a fee
Free Deluxe Provent® ID Restoration4
Unlimited Check Writing
 Yes  Yes
Monthly Service Charge
 $5 $10

* Service Charge Waived By Meeting One Of The Following:

   
  • Minimum Daily Account Balance
$500
$1,000
  • Current Relationship Balance1
$2,500
$5,000
  • eStatement enrollment2
Yes
No
  • Seniors (age 60 or better) OR Young Adults (age 23 or under)
Yes
No
PACKAGE PERKS:


eStatements2 Free
Free
Online Banking Free
Free
Bill Pay Free
Free
Mobile Banking3 Free
Free
Mobile Deposit3 Free
Free
Mac-Line Telephone Banking Free
Free
Macatawa Bank ATM Transactions Free
Free
Non Macatawa Bank ATM Transaction Fees Up to $6 waived monthly for Young Adults
Up to $6 waived monthly
Money Orders & Cashiers Checks Free for Seniors
Free
Check Orders Seniors enjoy Free Standard Checks (50% off Designer)
Seniors enjoy Free Standard Checks (50% off Designer)
Minimum Deposit To Open $25 $25

UChoose Rewards® – Making Checking Accounts Cool, One Reward at a time.

 



As a Macatawa Bank checking account customer you have exclusive access to a world of rewards with UChoose Rewards.  Learn more about how you can benefit from our UChoose Rewards® Loyalty Program

Account Package Perks are subject to change.
1Qualifying relationship account(s) include any combination of the following personal deposit accounts (excluding this account): checking , money market, savings, and certificate of deposit accounts. Relationship account(s) must be held at Macatawa Bank within the same primary household and are based upon the additional deposit ledger balances held on the last business day of this account’s statement cycle.
2Requires an active Macatawa Bank Online Banking relationship.
3Data charges from mobile carrier may apply.
4Available to primary account holder only.

  877.820.2265
Mon.-Fri. 8am - 6pm
Sat. 8am - 2pm
24hr. MACLine: 877.622.5700
   
  Contact Us
   
  Find a Branch or ATM 

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