Personal Loans

Whether you need a car, boat or just a special vacation, Macatawa Bank can help your dreams become a reality. We can help you find just the right personal loan to meet your needs.

Auto Loans

Financing is available for new and used vehicles. We can structure the loan with a repayment schedule that fits your budget. Fixed regular monthly payments with a rate reduction for automatic payments deducted from your Macatawa Bank checking or savings account.

Recreational Vehicles

Looking to buy a new or used Boat, Motorcycle, Motorhome, Travel Trailer or other recreational vehicle? Let us quote you rates and terms to meet your budget.

Other Loans

We also offer financing for your Airplane or Dockaminium. Call our specialists today!

Unsecured Personal Line of Credit

Our personal line amounts begin at $10,000. Your current assets and income help you qualify for this unsecured line. Funds are available by simply writing a check.

Home Equity Line of Credit

A Macatawa Bank Home Equity Line of Credit allows you to borrow against the value of your home. It also offers you potential advantages at tax time because interest may be tax deductible*. This loan provides you ongoing access to funds once you are approved.

Home Equity Term Loan

Home Equity Term loans have fixed rates with regular monthly payments and terms to fit your needs. A Home Equity Term Loan lets you borrow a lump sum of money for a set purpose. It also offers you potential advantages at tax time because interest may be tax deductible.*

*Consult your tax advisor