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Commercial Banking

Bringing heavy weight value to your business.

 

Business opportunities can strike suddenly.  You need a responsive financial partner providing access to a comprehensive package of products and services to knock out the competition.  We make our decisions locally and can quickly and agilely respond to your lending, treasury management and investment needs.  We are always there in your corner.

Use the chart below to compare the commercial checking account options available to meet you unique checking needs.

 


Business Analysis Checking
Business Interest Analysis Checking
Business Net Analysis Checking
Designed For Organizations with high monthly transaction volume providing an earnings credit allowance to offset fees and full FDIC insurance coverage
High monthly transaction volume organizations offering competitive rate of interest
High monthly transaction volume organizations desiring flexible interest and earnings credit options
Opening Requirements $50
$50
$50
Monthly Maintenance Fee Yes1 Yes1 Yes1
How To Avoid Or Reduce Maintenance Fee
No minimum balance requirement No minimum balance requirement No minimum balance requirement
Transaction Allowance Unlimited 1 Unlimited 1 Unlimited 1
Earnings Credit Allowance Yes N/A
Yes
Earns Interest N/A Yes Yes 3
Interest Tiers N/A

$0 - $24,999

$25,000 - $49,999

$50,000 - $99,999

$100,000 - $249,999

$250,000 +

$0 - $24,999

$25,000 - $49,999

$50,000 - $99,999

$100,000 - $249,999

$250,000 +

Online Banking & Bill Pay Yes
Yes
Yes
Extras
  • Treasury Management Service options
  • eStatements available
  • Business Debit Card
  • Business Credit Card
  • Treasury Management Service options
  • eStatements available
  • Business Debit Card
  • Business Credit Card
  • Treasury Management Service options
  • eStatements available
  • Business Debit Card
  • Business Credit Card
Additional Fee Information Please refer to Schedule of Service Charges & Fees Please refer to Schedule of Service Charges & Fees Please refer to Schedule of Service Charges & Fees

 

1 Monthly maintenance fee applies.  Per item charges will be assessed for each transaction.  Please contact our Customer Service Center at 1.877.820.2265 for additional information.

2 Federal Regulation D limits certain types of withdrawal and transfer transactions you can make out of your savings or money market account to a maximum combined total of six (6) preauthorized transfers per month.  These transactions include automatic transfers for overdraft coverage to your checking account, checks, drafts or similar other withdrawals payable to third parties, point-of-sale (POS) purchase transactions with an ATM/debit card, or by preauthorized or automatic payment transfers (including ACH and wire transfers) via telephone or online (including Bill Pay). Excessive transactions may result in the Bank, at its discretion, either closing your account or changing your account to a noninterest-bearing account.

3 Interest for the Business Net Analysis Checking account is calculated and paid on the net remaining average available balance after service charges are offset by earnings credit.