business > Business Services > Merchant Services

Merchant Services

Accepting credit & debit card payments from your customers is a great way to boost sales!


The Michigan Retailers Association and Macatawa Bank's expert Merchant Processing Program provides extremely competitive discount rates and services all major credit and debit cards, including Visa, MasterCard, Discover, and American Express. No matter what type of business you operate, we can offer a customized solution, including:



  • Variety of stand-alone terminals with printer/pin pad options available
  • Dial-up or IP (high speed) connectivity
  • Multi-merchant/multi-application capabilities
  • Wireless and contactless abilities


Authorize.Net - (e-commerce solution)

  • Web-based payment gateway for processing secure transactions through most shopping carts (visit for more information)
  • Processing transactions in real-time, directly from your Web store


Transaction Central

  • Web-based virtual terminal processes credit, debit, and ACH transactions
  • Manual or automatic recurring billing function available
  • Integrate the Pay@PC option and eliminate stand-alone terminals/printers and outdated software
  • Supports multiple accounts and multiple users


Dial Pay

  • Automated touch tone telephone-based credit card and debit card processing
  • No terminal needed
  • Accessible 24 hours a day, 7 days a week


Save money in many ways besides low rates:

  • No supply charge
  • No monthly minimums
  • No contracts or setup charges
  • No application fees
  • No programming costs
  • No fixed monthly lease payments
  • No voice authorization fees
  • No chargeback fees


Would you like to see a brochure on Merchant Services or a Quick Quote?